Terms & Conditions

Last updated: May 3, 2025

Please read these Terms & Conditions (“Terms”) carefully before using Jeyedi.com (the “Platform”), operated under the trade name Jeyedi. By accessing or registering for an account on the Platform, you agree to be bound by these Terms. If you do not agree, you must not use the Platform.

1. Introduction

Jeyedi.com is an online marketplace that enables Buyers and Sellers to engage in secure, agent-facilitated transactions. We provide the technology, payment escrow, and support services that make your purchases and sales efficient and protected. These Terms govern your use of our website, mobile applications, APIs, and any associated services (collectively, the “Services”).

We strive to maintain the confidentiality of our internal processes, fee structures, and financial arrangements. Consequently, these Terms describe your rights and obligations without disclosing proprietary details about our matching algorithms, fee calculations, or agent appointment procedures.

Your use of the Services constitutes acceptance of these Terms and our Privacy Policy. Please review both documents carefully. If you disagree with any provision, you must immediately discontinue use of the Services.

2. Definitions

In these Terms, the following capitalized terms have the meanings specified below:

3. Acceptance of Terms

By registering for an account, clicking “I agree,” or otherwise using the Services, you confirm that you have read, understood, and accepted these Terms in their entirety.

You acknowledge that prior to registration you were given an opportunity to review these Terms and that your acceptance is a condition of access.

If we update these Terms, we will post the revised version on the Platform with a new “Last updated” date. Your continued use of the Services after such changes indicates your acceptance of the updated Terms.

To facilitate transparency, we may notify registered Users of material changes via email or in-app notification. However, it is your responsibility to review the most current version of these Terms.

4. Modifications to Terms

We reserve the right to modify, suspend, or discontinue any portion of the Services or these Terms at any time, in our sole discretion, with or without notice.

Notices of material changes will be posted on the Platform or sent to your registered email. Changes become effective immediately upon posting unless otherwise specified.

If you do not agree to modified Terms, you must cease using the Services and close your account. Continued use after the effective date constitutes your acceptance.

5. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts.

By registering, you represent and warrant that you satisfy these eligibility requirements and that all information you provide is truthful, accurate, complete, and up to date.

Jeyedi may refuse service, terminate accounts, or remove content at our discretion if we suspect any misrepresentation or violation of these eligibility requirements.

6. Account Registration & Security

Registration Process

To open an account, you must provide an email address, password, and any other information we require (e.g., name, phone number). You agree to maintain and promptly update your account information to keep it accurate.

Verification

We may verify your identity via email confirmation or additional verification steps. Until verification is complete, certain features (e.g., listing items, withdrawals) may be restricted.

Account Security

You are responsible for safeguarding your password and login credentials and must immediately notify Jeyedi of any unauthorized use or breach of your credentials.

Account Sharing

Accounts are personal. You may not share your login credentials.

Account Suspension/Termination

Jeyedi may suspend or terminate accounts that violate these Terms, exhibit fraudulent behavior, or present security risks.

7. User Roles & Responsibilities

Buyers

Sellers

Agents

All Users

Comply with applicable laws and regulations, refrain from prohibited conduct (see Section 12), and respect the confidentiality of Platform operations.

8. Platform Services & Features

Listing Management

Sellers may create, edit, and remove item listings. Each listing must comply with content guidelines.

Search & Discovery

Buyers can search by keyword, category, price range, or other filters to find suitable items.

Negotiation Tools

Buyers submit Offers; Sellers may accept, reject, or counter-offer. All communications occur via secure in-platform messaging.

Escrow Service

Buyers’ funds move into Escrow upon deal confirmation. Funds remain secure until the Buyer confirms receipt or a refund is processed.

Wallet & Payment Processing

Wallet balances reflect completed top-ups, purchases, refunds, and withdrawals. Supported payment methods (e.g., credit card, mobile money) are processed by third-party providers under separate terms.

Notifications & Alerts

Email and in-app notifications keep you informed of transaction status, system announcements, and promotional offers.

Support & Dispute Resolution

A dedicated support team and appointed Agents assist with inquiries and dispute mediation.

9. Registration Process Details

Initiating Registration: Click “Register,” provide required details, and agree to these Terms and Privacy Policy via checkbox.

Email Verification: A verification link is sent to your email; you must click the link to activate your account.

Role Selection: During registration, you select Buyer, Seller, or both roles. Role changes post-registration may require additional verification.

Completing Profile: You may add optional details to enhance trust (e.g., profile photo, personal bio). Additional profile completion may unlock advanced features.

Account Activation: Once all required steps are complete, your account is activated and you may use the Services.

10. Listings & Showcase Guidelines

Accuracy & Authenticity

Listings must truthfully describe condition, quantity, and provenance of items. Sellers must not list counterfeit, stolen, or prohibited goods.

Content Requirements

High-quality images, clear titles, and detailed descriptions improve trust and search ranking. Each listing may include up to five images and up to 500 words of description.

Pricing & Fees

Sellers set their own prices. Jeyedi may surcharge transaction fees or optional promotion fees, displayed at checkout.

Updates & Removal

Sellers may modify or remove listings at any time. However, existing pending Offers remain binding until explicitly canceled or expired.

11. Offers & Negotiation Workflow

Placing an Offer: Buyers submit an Offer specifying price and any special terms. Buyers must have sufficient Wallet balance for the proposed Offer.

Responding to an Offer: Sellers can accept, decline, or counter. Counter-offers generate a new negotiation cycle. Buyers may accept or decline counter-offers.

Offer Expiration: Offers have a default expiration time (e.g., 48 hours) unless otherwise specified in the listing.

Binding Agreement: An Agreement is binding once the Buyer’s Offer is accepted and the Seller confirms readiness to fulfill.

Withdrawal: Buyers may withdraw Offers before acceptance. Sellers may withdraw listings prior to accepting an Offer.

12. Escrow & Settlement Procedures

Escrow Funding

Upon acceptance of an Offer, the Buyer’s Wallet is debited and funds held in Escrow.

Shipment & Delivery

Sellers must ship items within the timeframe indicated in the listing. Buyers must confirm receipt or report issues within two days of delivery.

Release of Funds

If no issues are reported within the confirmation window, Escrowed funds are automatically released to the Seller.

Refunds & Reversals

If the Buyer disputes delivery or condition, an Agent may review and decide on partial or full refunds.

Record Keeping

Transaction records, delivery confirmations, and dispute outcomes are stored for compliance and audit purposes.

13. Wallet Management & Payment Methods

Top-Up Methods

Users may add funds via supported payment methods (credit/debit card, mobile money). External provider fees may apply.

Pending Status

Top-up requests remain pending until confirmed by the payment provider. You will be notified once funds are available.

Withdrawals

Sellers and Buyers may withdraw Wallet balances to linked bank or mobile money accounts, subject to minimum/maximum limits.

Failed Transactions

In the event of payment failures, duplicate charges, or provider errors, please contact support promptly.

Security & Fraud Prevention

We employ encryption and monitoring tools to protect payment data. Users agree not to attempt unauthorized transactions.

14. Fees, Commissions & Pricing

Transaction Fees

Jeyedi charges a fee for each completed transaction. Current fee percentages are displayed at checkout.

Fee Changes

Fees may be updated at any time. Updated fees take effect immediately for new transactions.

Promotional Fees

From time to time, Jeyedi may offer discounted or waived fees for certain categories or promotional periods.

Fee Collection

Fees are automatically deducted from Escrow upon release of funds to the Seller.

No Disclosure of Internal Calculations

The precise breakdown of how fees are allocated or calculated is proprietary and not disclosed publicly.

15. Transaction Confirmation & Delivery

Delivery Confirmation

Buyers must inspect delivered items and confirm acceptance within two days.

Dispute Escalation

If items are not as described or damaged, Buyers may open a dispute. Agents review evidence and make final determinations.

Finality

Agent decisions on delivery disputes are binding and not subject to further appeal on the Platform.

16. Dispute Resolution

Initial Communication

Buyers and Sellers should attempt to resolve disagreements via in-platform messaging.

Agent Mediation

If communication fails, either party may request Agent mediation.

Evidence Submission

Parties may submit images, tracking information, and written statements.

Agent Decision

Agents evaluate submitted evidence and decide on fund release or refund.

Enforceability

Agent rulings are final and enforceable as between the parties.

17. Suspension, Termination & Account Closure

By Jeyedi

We may suspend or terminate accounts for breach of these Terms, fraudulent activity, or at our sole discretion.

By You

You may close your account at any time by contacting support. Outstanding obligations (e.g., pending transactions) must be resolved prior to closure.

Effects of Termination

Terminated accounts lose access to Services and forfeit any unclaimed promotional credits. Relevant data is retained for regulatory compliance.

18. Intellectual Property

Ownership

All content on the Platform (text, graphics, logos, icons, images, software) is owned or licensed by Jeyedi and protected by copyright, trademark, and other intellectual property laws.

License to Users

Jeyedi grants you a limited, non-exclusive, non-transferable license to access and use the Platform for your personal and business transactions as permitted by these Terms.

Restrictions

You may not reproduce, distribute, modify, reverse-engineer, or create derivative works of any Platform content without prior written permission from Jeyedi.

19. User-Generated Content

Responsibility

You retain ownership of any content you post, including listings, reviews, and messages. You warrant that you have the rights to post such content.

License to Jeyedi

By posting content, you grant Jeyedi a worldwide, royalty-free license to reproduce, distribute, and display your content in connection with the Services.

Moderation

We reserve the right to remove or disable access to any content that violates these Terms or applicable laws.

20. Privacy & Data Protection

Privacy Policy

Your use of the Platform is also governed by our Privacy Policy, which describes how we collect, use, share, and protect your personal data.

Data Collection

We collect information you provide (e.g., account details, transaction data) and technical data (e.g., device, IP address).

Use of Data

Data is used to provide and improve Services, process transactions, prevent fraud, and communicate with you.

Data Sharing

We share data with payment processors, service providers, and as required by law.

Retention & Deletion

We retain data to comply with legal obligations and to enforce these Terms. You may request deletion of your personal data in accordance with applicable law.

Security

We implement technical and organizational measures to protect your data but cannot guarantee absolute security.

21. Confidentiality

Platform Confidential Information

You shall not disclose any non-public information about Jeyedi’s internal processes, algorithms, fee structures, or agent appointment criteria.

Third-Party Confidentiality

You agree to respect the confidentiality of other Users’ personal information and not disclose it to unauthorized parties.

22. Prohibited Conduct

You agree not to engage in any of the following on or via the Platform:

Violations may result in immediate suspension or termination of your account.

23. Disclaimer of Warranties

THE PLATFORM AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND. JEYEDI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT.

JEYEDI DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.

24. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JEYEDI’S TOTAL LIABILITY ARISING FROM OR RELATED TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU TO JEYEDI IN THE SIX (6) MONTHS PRIOR TO THE CLAIM, OR ONE HUNDRED U.S. DOLLARS (USD 100), WHICHEVER IS LOWER. IN NO EVENT SHALL JEYEDI BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

25. Indemnification

You agree to defend, indemnify, and hold harmless Jeyedi and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or related to:

26. Force Majeure

Neither party shall be liable for any delay or failure to perform its obligations due to causes beyond its reasonable control, including natural disasters, war, terrorism, civil unrest, government actions, labor disputes, power failures, or Internet outages.

27. Assignment

You may not assign or transfer your rights or obligations under these Terms without Jeyedi’s prior written consent. Jeyedi may assign its rights and obligations at any time without notice.

28. Severability

If any provision of these Terms is invalid or unenforceable under applicable law, such provision shall be deemed deleted or modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

29. Entire Agreement

These Terms, together with the Privacy Policy and any documents expressly incorporated by reference, constitute the entire agreement between you and Jeyedi regarding the Platform, superseding all prior agreements, understandings, or representations.

30. Notices

All notices under these Terms shall be given via in-Platform notification or email to the address you provided. Notices to Jeyedi should be sent to support@Jeyedi.com.

31. Governing Law & Jurisdiction

These Terms and any disputes arising hereunder shall be governed by the laws of Ghana, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Accra, Ghana, for any disputes not resolved through Agent mediation.

32. Contact Information

If you have any questions about these Terms, please contact us at:
Email: support@Jeyedi.com
Address: Jeyedi Marketplace, Accra, Ghana